Bidya Bhushan Bibhu

About Me

Senior Product Leader & Data Strategist. Building data-driven products at the intersection of innovation, risk management, and scalable technology.

Professional Journey

Lead Payment Risk

Chargebee

2024 - Present

• Own end-to-end product delivery for Risk & Payments Intelligence. Designed Risk Intelligence Dashboard, increased merchant adoption 3x, built Reserve Recommendation Model reducing loss exposure by 20%.

Chief Strategy Advisor

RemitPe

2023 - Present

• Advising on strategic product direction and market expansion. Guiding high-level decisions for growth and operational excellence.

Data Product Manager

Bureau

2021 - 2024

• Owned data & decisioning products powering identity, onboarding, KYB/KYC, and fraud detection. Built analytics infrastructure 0→1, improved fraud detection by 30%, reduced false positives by 18%.

Owning - Risk & Fraud Analytics

Delivery Hero

2021 - 2021

• Optimized payment routing improving PSP success rates by 5-7%. Built Unified Payments Risk Dashboard, reduced fraudulent refunds by 17%.

Risk & Fraud Analytics | Program Manager

CRED

2021 - 2021

• Built data-driven workflows for lending, compliance, and behavioral segmentation. Reduced delinquency risk by 15%, increased loan funnel conversion by 8%.

Head / Manager - Business & Analytics

Alamy

2020 - 2021

• Built the Business Analytics wing from scratch. Led content compliance, IP & Copyright review, and operational efficiency initiatives.

Program Manager || Business & Data Analyst

Amazon (Cross Border Trade)

2019 - 2020

• Defined core business metrics for cross-border seller performance. Designed ETL + data warehouse pipelines, built scalable analytics infrastructure.

Program Manager | Data Analytics

Amazon Payments

2015 - 2019

• Led cross-functional programs for trust, quality, and defect issues. Built India-specific quality frameworks, partnered with ML teams for detection models.

Skills & Expertise

Certifications